Refinancing stacked, high-cost debt into one affordable facility solves the immediate problem but it's only the foundation. Once that foundation is in place, many businesses need further, targeted funding to support day-to-day working capital or to fund growth.
Trying to fund this with more short-term, high-cost borrowing is exactly the trap Strata exists to help businesses escape.
That's why, where appropriate, we arrange additional facilities alongside your core refinance properly structured, and suited to their actual purpose, rather than another expensive stop-gap loan.
Growth funding is arranged on your behalf through Sterling Commercial Finance Ltd (“SCF”), giving you access to a wider range of working capital and asset-based finance solutions alongside your restructured debt.
SCF is a trusted partner, they have been established 25 years, members of NACFB and authorised and regulated by the FCA
Where tax arrears exist, we arrange a Time to Pay arrangement with HMRC through a trusted specialist partner. This clears the path for a successful refinance application.
Funds the cost of purchasing stock or goods ahead of a confirmed sale, helping businesses take on and fulfil larger orders without the strain on cashflow that upfront purchasing usually creates.
A flexible, revolving facility that can be drawn on as needed to manage day-to-day working capital, rather than a fixed lump-sum loan — helping smooth out the natural peaks and troughs of trading.
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