Funding for Balance Sheet Assets

Funding for acquiring assets can be crucial for businesses investing in equipment, property, technology, or other resources contributing to their growth and productivity.

Layers of funding for Assets

We source different layers of available funding to reach your funding goal.

Hire Purchase
Buyers acquire assets gradually through payments, owning them after completing installments.
Commercial Mortgage
Long-term financing for property purchases, utilizing the property itself as collateral
Invoice FInance
Enables businesses to unlock cash tied up in unpaid invoices, improving cash flow
Term Loans
Lump-sum financing with fixed repayment terms, suited for long-term investments or asset purchases.

Not all four layers are required and the percentage of each layer can vary.

Unlock your businesses potential today with the crucial layer of funding you need to make your goals a reality. Whether it’s expanding operations, investing in new equipment, or seizing growth opportunities, secure your future success now. Contact us today!

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Tel: 0115 984 9800 (Quote Strata)

Email: info@stratafinance.co.uk

Here are some familiar sources of funding for acquiring assets:

Traditional Bank Loans:
- Banks offer term loans or lines of credit that can be used to purchase assets. The terms and interest rates may vary based on the type of asset and the borrower’s creditworthiness.
Asset-Based Lending:
- The assets themselves secure this type of financing. Lenders use assets (such as inventory, accounts receivable, or equipment) as collateral, allowing businesses to access funding based on the value of their assets.
Equipment Financing:
- Specialized financing is available for purchasing equipment. The equipment is collateral, and the loan term often aligns with the asset’s useful life.
Leasing:
- Instead of purchasing assets outright, leasing allows businesses to use assets for a fixed period while making regular payments. At the end of the lease term, there may be options to purchase the asset.
Venture Capital and Private Equity:
- For high-growth businesses, venture capital or private equity funding might be an option. Investors provide capital in exchange for equity, and the funds can be used for asset acquisition and business expansion.

Before choosing a funding option, carefully assess the cost, terms, and impact on your business’s cash flow. Please consult financial advisors or experts to find the best financing method based on your business’s needs and circumstances.